Ripple XRP transactions settle in under 4 seconds, making it one of the fastest in the crypto industry.

Ripple was designed for banking and financial institutions, focusing on real-world use cases rather than retail investors

XRP can handle 1,500 transactions per second (tps), compared to Bitcoin’s 3-7 tps.

Ripple’s payment network has been adopted by over 300 financial institutions globally.

Unlike Bitcoin, XRP tokens are pre-mined, with 100 billion tokens created initially.

Ripple is actively working on CBDC solutions with central banks around the world.

Ripple’s On-Demand Liquidity (ODL) feature uses XRP to reduce transaction costs and improve efficiency.

The SEC lawsuit against Ripple has sparked significant attention on crypto regulations in the U.S.

XRP’s low transaction cost (fraction of a cent) makes it ideal for micro-transactions.

1. Ripple plans to integrate AI and sustainability initiatives into its network.